Bad Credit Financing - model car with roll of cash

Finance Used Cars

When you find yourself in need of bad credit auto financing, the process of securing a car loan can seem like an uphill battle. You may be concerned about how you will be treated by the dealership. Unfortunately, many new car dealerships can be dismissive and judgmental when working with a customer with low credit. Spare yourself the frustration of working with dealers that don't understand car loans for people with bad credit. Planet Motors is a qualified bad credit used car lot in West Palm Beach with a storied tradition of helping our customers finance used cars. Planet Motors knows that finding car loans for people with bad credit may be difficult at a new car dealership.

These dealerships might make getting pre-approved for any kind of financing seem impossible. We are proud to offer bad credit auto financing for customers who need it the most. Our used car lot in West Palm Beach has plenty of experience working with customers who need used car finance. When you are ready to begin seriously shopping for your next vehicle, our used car dealership in West Palm Beach will be here for you. There is no need to be intimidated by the loan application process when you visit our bad credit financing car dealership! Our financial services team will do everything that we can to make you feel comfortable. We know that the loan application process can seem difficult to understand. Our finance team will take the time to clarify anything that you may find confusing. We want to provide a sales experience that is pleasant, transparent, and fun!

Get pre-approved in minutes and drive TODAY!

We Understand Your Situation

Our bad credit used car lot in West Palm Beach understands that life is very complicated. There are a million valid reasons why your credit may be low through no fault of your own. You could have a poor credit score due to medical bills, bankruptcy, a divorce, or a layoff. At Planet Motors, we never judge our valued customers for their current credit situation. Instead, we offer bad credit financing that will help you rebuild your credit score over time. Visit our used car dealership in West Palm Beach, and allow our friendly staff to help you figure out your options. Our bad credit used car dealership firmly believes that every customer deserves to drive a reliable, safe vehicle.

Allow our dedicated team to help guide you toward a wonderful car and a brighter future for your credit score. There are many advantages to bringing your business to our bad credit financing car dealership. You are certain to benefit from our expertise in securing bad credit auto financing for customers. Regardless of your financial history, you will be treated with kindness and respect at Planet Motors. We know that a person is much more than their income and credit score, and we treat all of our customers with dignity. Let Planet Motors help you find a car that you love and a payment schedule that suits your needs. When it comes to used car finance, Planet Motors has many diverse programs available. Whatever your credit score may look like, we are happy to work with you. Our friendly staff will make you feel welcome as you navigate through the process of finding and financing your next used car.

Improve Your Credit Score

Many customers at our specialty auto financing car dealership have low credit scores. But what exactly is a credit score, and how is it determined? Your credit score is a numeric reflection of how well you have managed your credit in the past. This three-digit number reflects your credit history, as well as your current debt, and your history of paying debt promptly (or otherwise). While the exact algorithm to determine a credit score is somewhat shrouded in mystery, there are proven ways to attain a high score. Making all debt payments in a timely fashion is a proven way to improve your credit score over time. Keeping your debt to income ratio low will also have a positive effect on your credit score.

The length of your credit history is also a factor in determining your credit score. Longer credit histories are given preferential treatment to newer credit histories. Most car dealerships will use your current credit score to determine whether or not you will qualify for a loan. This means that it can often be difficult to find bad credit financing. Planet Motors is a bad credit car lot in West Palm Beach that strives to fill the need for low credit financing. We are eager to help all customers, even those with bad credit or no credit history at all. In fact, making prompt payments on your poor credit car loan is a great way to get your credit score back on track! Our dealership is happy to help our customers make choices that will benefit them in the future. We offer a wide variety of flexible payment schedules, so you're sure to find something that makes sense for your lifestyle.

Planet Motors Can Assist You

Planet Motors is a bad credit car lot in West Palm Beach that understands your situation. We believe that our customers deserve the chance to obtain a used car finance program that works with their needs. When you go to choose a dealership to finance your used car, save yourself some trouble. Visit our bad credit car dealership in West Palm Beach, where your needs will be understood and addressed. Planet Motors carries a wonderful selection of reliable cars, trucks, and SUVs. We are confident that our dealership will have a model that suits your preferences. If you are tired of dealing with the poor attitude and indifference of the financing departments at new car dealerships, visit Planet Motors. You are sure to appreciate our personable and upbeat team. We work hard to bring quality cars to our customers. Finding bad credit auto financing doesn't need to be a struggle when you work with the experts at Planet Motors.


Planet Motors  

225 N Military Trail
West Palm Beach, FL 33415
Phone (855)897-5773
Text (561)693-2410


Monday: 10:00 AM - 8:00 PM
Tuesday: 10:00 AM - 8:00 PM
Wednesday: 10:00 AM - 8:00 PM
Thursday: 10:00 AM - 8:00 PM
Friday: 10:00 AM - 8:00 PM
Saturday: 10:00 AM - 7:00 PM
Sunday: 11:00 AM - 4:00 PM